Student Loan Repayment Terms

This page explains when repayment begins, how long it continues, and the available repayment options.

When and How to Repay the Loan

For students covered by the 2025 terms, repayment begins six months after graduation. The loan is repaid over five years in equal principal installments. Lump-sum repayment is also permitted, and no interest is charged.

Official sources

The following official Tokyo Denki University materials were used to prepare this page.

2025 Student Handbook — School of Future Science (2025 academic year) — PDF page 176
2025 Student Handbook — School of System Design and Technology (2025 academic year) — PDF page 156